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Microfinance Institutions: Financial and Social Performance (Palgrave Studies in Impact Finance)
by Roy Mersland R. Øystein StrømResearch on MFI performance is still in its infancy. MFIs are hybrid organizations with dual objectives. Performance studies in microfinance are therefore less straightforward compared to performance studies in traditional banking research. This book contains new MFI performance research by top scholars from across the globe.
Microfinance, Livelihoods and Poverty Reduction in Ghana (Routledge Studies in African Development)
by Aaron AlesaneThis book assesses the role of microfinance in the construction of livelihoods for poverty reduction in the Northern Savannah of Ghana, analysing the current microfinance landscape and financial services in the region. The book analyses the current microfinance landscape and financial services in Ghana. In doing so, it demonstrates the key factors for designing microfinance products and services to ensure greater uptake and outreach enhancing the sustainability of microfinance service providers. Chapters explore the impact of access to microfinance on livelihood diversification, asset accumulation patterns and welfare outcomes. In addition to assessing the role as well as of microfinance as an anti-poverty tool, the book presents new theoretical frameworks and models, including the microfinance livelisystem framework (MFL). This unique framework, which combines and goes beyond existing frameworks, situates the microfinance industry within national and international financial and economic ecosystems and presents the interrelationships between institutions providing services for the construction of livelihoods. Offering new theoretical frameworks and models developed for the microfinance industry with universal application, this book will be of particular use to students and scholars of Development Studies, Development Finance, Poverty and Inequality Studies, Rural Development and Sustainable Finance.
Microfinance, Livelihoods and Poverty Reduction in Ghana (Routledge Studies in African Development)
by Aaron AlesaneThis book assesses the role of microfinance in the construction of livelihoods for poverty reduction in the Northern Savannah of Ghana, analysing the current microfinance landscape and financial services in the region. The book analyses the current microfinance landscape and financial services in Ghana. In doing so, it demonstrates the key factors for designing microfinance products and services to ensure greater uptake and outreach enhancing the sustainability of microfinance service providers. Chapters explore the impact of access to microfinance on livelihood diversification, asset accumulation patterns and welfare outcomes. In addition to assessing the role as well as of microfinance as an anti-poverty tool, the book presents new theoretical frameworks and models, including the microfinance livelisystem framework (MFL). This unique framework, which combines and goes beyond existing frameworks, situates the microfinance industry within national and international financial and economic ecosystems and presents the interrelationships between institutions providing services for the construction of livelihoods. Offering new theoretical frameworks and models developed for the microfinance industry with universal application, this book will be of particular use to students and scholars of Development Studies, Development Finance, Poverty and Inequality Studies, Rural Development and Sustainable Finance.
The Microfinance Mirage: The Politics of Poverty, Social Capital and Women's Empowerment in Ethiopia
by Esayas Bekele GeletaMicrofinance has long been considered a development strategy that can correct the failure of the global credit market and address the financial needs of the poor enabling them to create and run profitable business enterprises. The Microfinance Mirage argues that this neo-liberal oriented analysis overemphasises the economic argument whilst ignoring the cultural roots of inequality and subordination. Drawing on ethnographic research conducted among rural credit clients in the Northern region of Ethiopia, Esayas Bekele Geleta provides a nuanced critical analysis of microfinance challenging the common assumption that it facilitates the building of social capital, poverty reduction and the empowerment of women. Making a unique contribution to our further understanding of the microfinance industry the research shows that, in some cases, microfinance can result in the disintegration of pre-existing relationships and in the disruption and destruction of the livelihoods of the poor. Exploring the impact of microfinance in one of the poorest regions of sub-Saharan Africa, this book demonstrates its potential and problems and shows the complex and contradictory social and cultural environments in which projects are often located.
The Microfinance Mirage: The Politics of Poverty, Social Capital and Women's Empowerment in Ethiopia
by Esayas Bekele GeletaMicrofinance has long been considered a development strategy that can correct the failure of the global credit market and address the financial needs of the poor enabling them to create and run profitable business enterprises. The Microfinance Mirage argues that this neo-liberal oriented analysis overemphasises the economic argument whilst ignoring the cultural roots of inequality and subordination. Drawing on ethnographic research conducted among rural credit clients in the Northern region of Ethiopia, Esayas Bekele Geleta provides a nuanced critical analysis of microfinance challenging the common assumption that it facilitates the building of social capital, poverty reduction and the empowerment of women. Making a unique contribution to our further understanding of the microfinance industry the research shows that, in some cases, microfinance can result in the disintegration of pre-existing relationships and in the disruption and destruction of the livelihoods of the poor. Exploring the impact of microfinance in one of the poorest regions of sub-Saharan Africa, this book demonstrates its potential and problems and shows the complex and contradictory social and cultural environments in which projects are often located.
Microfinance, Risk-taking Behaviour and Rural Livelihood
by Amit K. Bhandari Ashok KunduThis book offers an in-depth analysis of borrowing and risk taking behavior of rural people, with the aim of designing effective financial products and service delivery in the rural market. Includes analysis of government schemes to promote rural development.
Microfinance to Combat Global Recession and Social Exclusion: An Empirical Investigation
by Ramesh Chandra DasThe book focuses on how microfinance institutions can be the alternative way to supply funds to combat different phases of global economic recessions. Also, it emphasizes upon their capabilities in reducing poverty and inequality as the countries of the world today aim to attain the goal of sustainable development. The book further deals with the challenges that the micro financial institutions may face while sustain in the competitive and vast changing global business environment. Finally, the book analyses the effectiveness of micro financial services for the emergence of micro, small and medium enterprises with new technology and innovations which, in turn, can be instrumental in ensuring new relocation of global supply chains.
MicroFinTech: Expanding Financial Inclusion with Cost-Cutting Innovation (Palgrave Studies in Financial Services Technology)
by Roberto Moro-ViscontiMicrofinance is a renowned albeit controversial solution for giving financial access to the unbanked, even if micro-transactions increase costs, limiting outreach potential. The economic and financial sustainability of Microfinance Institutions (MFIs) is a prerequisite for widening a potentially unlimited client base. Automation decreases costs, expanding the outreach potential, and improving transparency and efficiency. Technological solutions range from branchless mobile banking to geo-localization of customers, digital/social networking for group lending, blockchain validation, big data, and artificial intelligence, up to “MicroFinTech” - FinTech applications adapted to microfinance. Of interest to both scholars, students, and professors of financial technology and microfinance, this book examines these trendy solutions comprehensively, going beyond the existing literature and showing potential applications to the traditional sustainability versus outreach trade-off.
Microfoundations of Evolutionary Economics (Evolutionary Economics and Social Complexity Science #15)
by Yoshinori Shiozawa Masashi Morioka Kazuhisa TaniguchiThis book provides for the first time the microfoundations of evolutionary economics, enabling the reader to grasp a new framework for economic analysis that is compatible with evolutionary processes. Any independent approach to economics must include a value theory (or price theory) and price and quantity adjustment processes. Evolutionary economics has rightly and successfully concentrated its efforts on explaining evolutionary processes in technology and institutions. However, it does not have its own value theory and is not capable of explaining the workings of everyday economics processes, in which any evolutionary process would take place.Our point of departure is the addition of myopic agents with severely limited rational and forecasting capacities (in stark contrast to mainstream economics). We show how myopic agents, in a complex world, can produce a stable price system and demonstrate how they can adjust their production to changing demand flows. Agents behave without any knowledge of the overall process, and they generate a stable economy as large as the global network of exchanges. This is the true “miracle” of the market mechanism. In contrast to mainstream general equilibrium theory, this miracle can be explained without the need for an auctioneer or infinitely rational agents. Thanks to this book, evolutionary economics can now claim to be an independent approach to economics that can completely replace mainstream neoclassical economics.
Microfranchising: How Social Entrepreneurs are Building a New Road to Development
by Nicolas SireauIt is increasingly clear that fifty years of international development have done little to reduce poverty in Africa. Indeed, more and more academics and practitioners are highlighting the detrimental effect of traditional development – as carried out by international agencies and NGOs – which often leads to dependency, inefficiency, waste and poor governance. Yet there is a new movement that is surging ahead in its attempt to reduce poverty and generate wealth in Africa: microfranchising. Set up by pioneering organizations such as VisionSpring and HealthStore, microfranchising is based on one of the most successful market-based models in Western economies: franchising. From McDonald's to Coca-Cola, franchising has proven itself to be an effective and replicable way of scaling up a business rapidly in the Western context. It is only recently that members of the growing body of social entrepreneurs have turned to the franchise model as one of the responses to Africa's endemic economic stagnation. And the results have been inspiring: instead of the dependency generated by traditional charity development projects, these new social capitalists have generated enterprise and self-sustainability in the most challenging environments of rural Africa. This long-needed book looks at the growth in microfranchising as a tool to generate wealth among poor communities in Africa. The book traces the evolution of the concept of microfranchising, from its foundation in Western models to its implementation in African countries today. It provides practical steps from the world's leading experts on how to set up a microfranchise, from recruiting franchisees, to building a brand and a supply chain. It gives case studies of successful microfranchises, told by the enterprises themselves. It continues with a theoretical analysis of the place of microfranchising within global social entrepreneurship. It ends with a look at the future for microfranchising, with recommendations for development. Edited by the former CEO of SolarAid, which created the Sunny Money microfranchise, the book provides a ground-breaking set of case studies and analysis of microfranchising for development. It brings together academics and practitioners to provide context, analysis and practical advice. Indeed, it provides the theory, the practical advice and the case studies to guide any entrepreneur, NGO, business or government interested in setting up their own microfranchise scheme.
Microfranchising: How Social Entrepreneurs are Building a New Road to Development
by Nicolas SireauIt is increasingly clear that fifty years of international development have done little to reduce poverty in Africa. Indeed, more and more academics and practitioners are highlighting the detrimental effect of traditional development – as carried out by international agencies and NGOs – which often leads to dependency, inefficiency, waste and poor governance. Yet there is a new movement that is surging ahead in its attempt to reduce poverty and generate wealth in Africa: microfranchising. Set up by pioneering organizations such as VisionSpring and HealthStore, microfranchising is based on one of the most successful market-based models in Western economies: franchising. From McDonald's to Coca-Cola, franchising has proven itself to be an effective and replicable way of scaling up a business rapidly in the Western context. It is only recently that members of the growing body of social entrepreneurs have turned to the franchise model as one of the responses to Africa's endemic economic stagnation. And the results have been inspiring: instead of the dependency generated by traditional charity development projects, these new social capitalists have generated enterprise and self-sustainability in the most challenging environments of rural Africa. This long-needed book looks at the growth in microfranchising as a tool to generate wealth among poor communities in Africa. The book traces the evolution of the concept of microfranchising, from its foundation in Western models to its implementation in African countries today. It provides practical steps from the world's leading experts on how to set up a microfranchise, from recruiting franchisees, to building a brand and a supply chain. It gives case studies of successful microfranchises, told by the enterprises themselves. It continues with a theoretical analysis of the place of microfranchising within global social entrepreneurship. It ends with a look at the future for microfranchising, with recommendations for development. Edited by the former CEO of SolarAid, which created the Sunny Money microfranchise, the book provides a ground-breaking set of case studies and analysis of microfranchising for development. It brings together academics and practitioners to provide context, analysis and practical advice. Indeed, it provides the theory, the practical advice and the case studies to guide any entrepreneur, NGO, business or government interested in setting up their own microfranchise scheme.
The Microgrid Revolution: Business Strategies for Next-Generation Electricity
by Mahesh P. Ph.D.What kinds (according to U.S. News & World Report) of clean electricity initiatives—ones that make sense on public policy and business strategy levels—could overcome the hurdles in shifting away from the entrenched electricity and petroleum-based transport industries in the United States? This book explores the tremendous opportunities of the new electricity revolution that looks to threaten the century-old business models of our existing power production infrastructure.The electricity industry, having been in place for more than 100 years, has established tremendous power and influence. But as solar- and wind-based energy businesses gain small footholds and expand their impact, the incumbent electricity businesses face fundamental challenges that threaten their century-old business models. Will technological advances and the motivation to control climate change finally effect a revolution in the electricity markets? This unique book proposes public policy- and business strategy-level initiatives that could overcome the structural impediments that prevail in the current electricity industries and predicts the important changes to come in the immediate and distant future.In The Microgrid Revolution: Business Strategies for Next-Generation Electricity, author Mahesh P. Bhave explains the current state of electricity production, identifies its widespread problems, and proposes a specific approach and particular solution to the puzzle of supplying clean energy for the 21st-century world. The introductory chapters lay the groundwork for the author's provocative thesis, and the concluding chapters elaborate on it with broad implications. By examining the subject material from the perspectives of public policy and regulatory concerns, corporate strategy, industry structure changes, innovation, and climate change as well as from a technological angle, readers from diverse industries and professional backgrounds will be able to understand how the coming electricity revolution is something we all have the power to influence.
The Microgrid Revolution: Business Strategies for Next-Generation Electricity
by Mahesh P. Ph.D.What kinds (according to U.S. News & World Report) of clean electricity initiatives—ones that make sense on public policy and business strategy levels—could overcome the hurdles in shifting away from the entrenched electricity and petroleum-based transport industries in the United States? This book explores the tremendous opportunities of the new electricity revolution that looks to threaten the century-old business models of our existing power production infrastructure.The electricity industry, having been in place for more than 100 years, has established tremendous power and influence. But as solar- and wind-based energy businesses gain small footholds and expand their impact, the incumbent electricity businesses face fundamental challenges that threaten their century-old business models. Will technological advances and the motivation to control climate change finally effect a revolution in the electricity markets? This unique book proposes public policy- and business strategy-level initiatives that could overcome the structural impediments that prevail in the current electricity industries and predicts the important changes to come in the immediate and distant future.In The Microgrid Revolution: Business Strategies for Next-Generation Electricity, author Mahesh P. Bhave explains the current state of electricity production, identifies its widespread problems, and proposes a specific approach and particular solution to the puzzle of supplying clean energy for the 21st-century world. The introductory chapters lay the groundwork for the author's provocative thesis, and the concluding chapters elaborate on it with broad implications. By examining the subject material from the perspectives of public policy and regulatory concerns, corporate strategy, industry structure changes, innovation, and climate change as well as from a technological angle, readers from diverse industries and professional backgrounds will be able to understand how the coming electricity revolution is something we all have the power to influence.
Microgrids Design and Implementation
by Antonio Carlos Zambroni de Souza Miguel CastillaThis book addresses the emerging trend of smart grids in power systems. It discusses the advent of smart grids and selected technical implications; further, by combining the perspectives of researchers from Europe and South America, the book captures the status quo of and approaches to smart grids in a wide range of countries. It describes the basic concepts, enabling readers to understand the theoretical aspects behind smart grid formation, while also examining current challenges and philosophical discussions. Like the industrial revolution and the birth of the Internet, smart grids are certain to change the way people use electricity. In this regard, a new term – the “prosumer” – is used to describe consumers who may sometimes also be energy producers. This is particularly appealing if we bear in mind that most of the distributed power generation in smart grids does not involve carbon emissions. At first glance, the option of generating their own power could move consumers to leave their current energy provider. Yet the authors argue that doing so is not a wise choice: utilities will play a central role in this new scenario and should not be ignored.
Micromastery: 39 Little Skills to Help You Find Happiness
by Robert Twigger'Micromastery is a triumph. I read it with delight, and instantly vowed to put more conviction into the latest thing I'm trying, which is using a plectrum when I play the guitar'Philip PullmanWant to learn how to cook? Start by making an omelette.Want to able to dance? First learn the Tango Walk.Want to be more creative, smarter and happier? Read this book.Micromastery is the inspiring new way to approach any kind of challenge or skill. With this simple, accessible technique you can get a grip on new subjects quickly, then experiment and grow.Whether it's making a perfect soufflé, painting a door or lighting a fire -- just three of the thirty nine little skills this book will teach you -- you'll find that cultivating micro areas of expertise is life-changing. Become a fearless learner, spot more creative opportunities, and improve your brain health and wellbeing.Start small. Start specific. But start - and you'll be on the path to mastery.'A brilliantly smart, cunningly simple idea. Conquering every skill, talent, and life hack in seconds is what the modern man yearns for'Jim Allen, MD, RDF Television'Robert Twigger is an inspiring author. Read this book!'Nick Hodgson, Kaiser Chiefs'Brilliant. . . . mastering a series of small tasks has created pockets of perfection through my day, and made me calmer and happier in the process'Rachel Kelly, author of Walking on Sunshine: 52 Small Steps to HappinessRobert Twigger is an author, adventure traveller and apprentice micromaster. His first book, Angry White Pyjamas, about a year spent in a Japanese martial arts dojo, won the William Hill Sports Book of the Year Award and the Somerset Maugham Award. He has lectured on risk management, polymathics and leadership at Oxford Brookes Business School, Oxford University, the Royal College of Art, and to companies including P&G, Maersk shipping, Oracle computing and SAB Miller.
Microregional Fragmentation: Contrasts Between a Welfare State and a Market Economy (Contributions to Economics)
by Lars O. Persson Ulf WibergThis book is written primarily for a Scandinavian and European audience interested in regional policy and planning. Attention is placed on the transformation process in the Swedish economy and its implications for regional balances of socio-economic conditions and changes in spatial structures. Conditions in the United States, especially North Carolina, are used as a reference. The book is based on work originating within the framework of an international forum for exchange of ideas and co-operation between researchers, planners and practitioners, The Consortium for the Study of Perceived Planning Issues in Marginal Areas -PIMA. The group was established in 1989 and is interested in various aspects of marginal areas defined either in locational or developmental terms. Members of the core group represent universities in the United States, Sweden and Ireland. During recent years a subgroup within PIMA has focused attention on studies of areas located between urban centres and rural peripheries. These areas have been labelled Intermediate Socio-econornic Regions - ISER. Joint work between Sweden and North Carolina of a comparative nature has been conducted by the authors of this book and Professor Ole Gade and some of his students at Appalachian State University, North Carolina. This work has been published in proceedings from PIMA meetings (Planning Issues in Marginal Areas, Boone: Ole Gade, Vincent P. Miller Jr. and Lawrence M. Sommers, eds. 1991; Planning and Development of Marginal Areas, Galway: Micheal O'Cinneide and Seamus Grimes, eds.
Microscopic Simulation of Financial Markets: From Investor Behavior to Market Phenomena
by Haim Levy Moshe Levy Sorin SolomonMicroscopic Simulation (MS) uses a computer to represent and keep track of individual ("microscopic") elements in order to investigate complex systems which are analytically intractable. A methodology that was developed to solve physics problems, MS has been used to study the relation between microscopic behavior and macroscopic phenomena in systems ranging from those of atomic particles, to cars, animals, and even humans. In finance, MS can help explain, among other things, the effects of various elements of investor behavior on market dynamics and asset pricing. It is these issues in particular, and the value of an MS approach to finance in general, that are the subjects of this book. The authors not only put their work in perspective by surveying traditional economic analyses of investor behavior, but they also briefly examine the use of MS in fields other than finance. Most models in economics and finance assume that investors are rational. However, experimental studies reveal systematic deviations from rational behavior. How can we determine the effect of investors' deviations from rational behavior on asset prices and market dynamics? By using Microscopic Simulation, a methodology originally developed by physicists for the investigation of complex systems, the authors are able to relax classical assumptions about investor behavior and to model it as empirically and experimentally observed. This rounded and judicious introduction to the application of MS in finance and economics reveals that many of the empirically-observed "puzzles" in finance can be explained by investors' quasi-rationality. Researchers use the book because it models heterogeneous investors, a group that has proven difficult to model. Being able to predict how people will invest and setting asset prices accordingly is inherently appealing, and the combination of computing power and statistical mechanics in this book makes such modeling possible. Because many finance researchers have backgrounds in physics, the material here is accessible.Emphasizes investor behavior in determining asset prices and market dynamicsIntroduces Microscopic Simulation within a simplified frameworkOffers ways to model deviations from rational decision-making
Microservices in SAP HANA XSA: A Guide to REST APIs Using Node.js
by Sergio GuerreroBuild enterprise-grade microservices in the SAP HANA Advanced Model (XSA). This book explains building scalable APIs in XSA and the benefits of building microservices with SAP HANA XSA.This book covers the cloud foundry (CF) architecture and how SAP HANA XSA follows the model. It begins with the details of the different architectural layers of applications hosted in XSA (specifically, microservices). Everything you need to know is presented, including analyzing requests, modularization, database ingestion, building JSON responses, and scaling your microservices. You will learn to use developmental tools such as the SAP WEB IDE, POSTMAN, and the SAP HANA Cockpit for XSA, including debugging examples on SAP HANA XSA with code snippets showing how microservices can be developed, debugged, scaled, and deployed on SAP HANA XSA. Microservices are divided into security and authentication, request handling, modularization of Node.js, and interaction with the SAP HANA database containers and response formatting. An end-to-end scenario is presented of a Node.js REST API that uses HTTP methods, concluding with deploying an SAP HANA XSA project to a production environment. This book is simple enough to help you implement a Node.js module in order to understand the development of microservices, and complex enough for architects to design their next business-ready solution integrating UAA security, application modularization, and an end-to-end REST API on SAP HANA XSA.What You Will LearnKnow the definition and architecture of cloud foundry and its application on SAP HANA XSAUnderstand REST principles and different HTTP methodsExplore microservices (Node.js) developmentDatabase interaction from Node (executing SQL statements and stored procedures)Who This Book Is ForArchitects designing business-ready solutions that integrate UAA security, application modularization, and an end-to-end REST API on SAP HANA XSA
Microsimulation Modelling of the Corporate Firm: Exploring Micro-Macro Economic Relations (Lecture Notes in Economics and Mathematical Systems #427)
by Frank W. TongerenMy interest in microsimulation started to develop when I was exposed to the works of Guy Orcutt and his associates on microsimulation of households in the USA, and those of Gunnar Eliasson and his associates on simulatio~ of Swedish firms. Their approaches promised the exciting possibility to represent an by simulating the behaviour of individual microeconomic entire economic system units on a computer. The construction of a large scale microsimulation model seemed to be a worthwhile adventure which could yield much more detailed results than existing models. It was also evident that microsimulation of firms is a relatively underdeveloped area, in spite of the large number of operational microsimulation models of households in the USA and Europe. Developing the computer implementation has been an integral part of the research. Translating initially vague ideas into mathematical formulae and subsequently into a structured computer language provides a testing ground for 10Bical consistency of ideas. When writing this book I have purposefully abstained from describing the computer program and dedicated solution algorithms. The reason is that the book is primarily directed towards readers interested in economics and therefore uses the language of economics and not that of computer science. The simulation model has been programmed for the personal computer in Turbo Pascal. Sophisticated memory management techniques have lifted constraints on the number of firms which can be simulated on the PC.
Microsoft 365 Compliance: A Practical Guide to Managing Risk
by Erica ToelleUse the information presented in this book to implement an end-to-end compliance program in your organization using Microsoft 365 tools. You will learn about the solutions available in the Microsoft 365 Compliance Center, including best practices and common pitfalls. IT professionals will benefit from the author’s approach of introducing each topic within a practical business context and scenarios behind the “whys” of compliance. Compliance managers will understand how to implement their requirements in Microsoft 365. Compliance and risk management is often a board- or CEO-level issue. The risks of hefty fines and bad PR from non-compliance are severe. IT is usually responsible for implementing compliance controls and for working with compliance and legal officers to manage the day-to-day risk in an organization. After reading Microsoft 365 Compliance, you will be prepared to have a well-informed conversation with your compliance and legal officers to determine how to work together to identify specific compliance requirements for your organization. You will be able to implement those requirements yourself using Microsoft 365 features. Compliance and legal officers will understand how to communicate their technical requirements to IT. Author Erica Toelle helps you build a solid compliance foundation by teaching you about topics such as information protection, retention, records management, eDiscovery, auditing, compliance with common regulations, managing insider risks, supervising communications, data loss prevention, protecting sensitive information, and using machine learning to reduce compliance costs. What You Will Learn Understand typical business scenarios and requirements for a Microsoft 365 compliance program Fulfill these compliance scenarios and requirements using out of the box Microsoft 365 solutions and functionality Ensure that your Microsoft 365 implementation meets standard compliance regulations, such as GDPR and ISO/IEC 27001:2013 Enlist best practices and things to know when implementing Microsoft 365 solutions Comprehend required Microsoft licensing and how to implement a least permissions model for each compliance solution Explore what you can accomplish using the compliance center user interface, without custom scripting or code This book is for IT professionals, security managers, compliance officers, risk managers, internal audit, records managers, CIOs, and anyone who would like to learn more about Microsoft 365 compliance. ·
Microsoft, Antitrust and the New Economy: Selected Essays (The Milken Institute Series on Financial Innovation and Economic Growth #2)
by David S. EvansNo antitrust case in recent history has attracted as much public attention as U.S v. Microsoft Corp. Nor has any antitrust case in memory raised as many complex, substantive issues of law, economics and public policy. Microsoft, Antitrust and the New Economy: Selected Essays constitutes an early effort to analyze some of the central issues and to put the case in the context of the ongoing debate over the role of government in managing markets - especially in technology driven New Economy industries. All of these essays, it should be noted, are written by critics of the government's efforts to regulate Microsoft. Indeed, many are by individuals who were closely involved in the company's legal defense and served as consultants to Microsoft. But their work should be judged on the merits rather than their provenance. For all represent serious scholarship by researchers committed to advancing the debate over government regulatory policies.
Microsoft Azure Machine Learning
by Sumit MundThe book is intended for those who want to learn how to use Azure Machine Learning. Perhaps you already know a bit about Machine Learning, but have never used ML Studio in Azure; or perhaps you are an absolute newbie. In either case, this book will get you up-and-running quickly.
The Microsoft Case: Antitrust, High Technology, and Consumer Welfare
by William H. Page John E. LopatkaIn 1998, the United States Department of Justice and state antitrust agencies charged that Microsoft was monopolizing the market for personal computer operating systems. More than ten years later, the case is still the defining antitrust litigation of our era. William H. Page and John E. Lopatka’s The Microsoft Case contributes to the debate over the future of antitrust policy by examining the implications of the litigation from the perspective of consumer welfare. The authors trace the development of the case from its conceptual origins through the trial and the key decisions on both liability and remedies. They argue that, at critical points, the legal system failed consumers by overrating government’s ability to influence outcomes in a dynamic market. This ambitious book is essential reading for business, law, and economics scholars as well as anyone else interested in the ways that technology, economics, and antitrust law have interacted in the digital age. “This book will become the gold standard for analysis of the monopolization cases against Microsoft. . . . No serious student of law or economic policy should go without reading it.”—Thomas C. Arthur, Emory University
Microsoft Dynamics 365 AI for Business Insights: Transform your business processes with the practical implementation of Dynamics 365 AI modules
by Dmitry ShargorodskyStreamline your business operations by leveraging AI across key functions using practical examples and insightful case studiesKey FeaturesUncover the practical applications of Dynamics 365 AI across sales, customer service, marketing, and financeExplore Dynamics 365’s integration with advanced AI tools such as OpenAI, Azure Open AI, and MS CopilotLearn from real-world examples and case studiesPurchase of the print or Kindle book includes a free PDF eBookBook DescriptionIf there is one hot topic being discussed in every boardroom meeting today, it’s AI. With Microsoft Dynamics 365 AI proving to be a game-changer, it’s essential for business professionals to master this tool. Microsoft Dynamics 365 AI for Business Insights will help you harness AI across key business functions to streamline processes and enhance customer experiences. Written by a seasoned professional with 15+ years of experience, this book guides you through Dynamics 365 AI’s practical applications across sales, customer service, marketing, and finance departments. You'll learn how to enhance customer experiences, streamline sales processes, optimize marketing strategies, and improve financial forecasting. This book also explores the integration of generative AI tools such as OpenAI Service, Azure Open AI, language models, and Microsoft Copilot within the Dynamics 365 ecosystem. With real-world examples, case studies, and expert insights, you’ll discover the transformative potential of this powerful toolkit. As well as driving sales insights and implementing fraud protection, you’ll explore emerging AI trends, Microsoft's roadmap for Dynamics 365 AI, and the upcoming features. By the end, you’ll be all set to unlock new growth opportunities using Dynamics 365 AI.What you will learnOvercome common challenges in Dynamics 365 AI implementation with easeDelve into the practical applications of advanced generative AI toolsIntegrate cutting-edge tools such as OpenAI Service, Azure Open AI, language models, and Microsoft Copilot with Dynamics 365 AIDerive insights from real-world examples of successful AI implementationDiscover best practices and strategies for leveraging AI to find useful business insights and enhance operationsExplore Microsoft's roadmap for Dynamics 365 AI and the forthcoming trends in AI for businessWho this book is forThis book is for Dynamics 365 consultants, architects, and IT managers, willing to implement AI in their organizations. Business consultants advising on business technology, especially those focused on Microsoft Dynamics 365, will find it useful for enhancing their skills. A basic understanding of Microsoft Dynamics 365 and its suite of business applications will be beneficial as the book’s focus is on implementing the tool’s AI modules. Familiarity with the principles of artificial intelligence and how it is applied in a business context will also be helpful.
Microsoft Dynamics 365 Extensions Cookbook
by Rami MounlaMore than 80 recipes to help you leverage the various extensibility features available for Microsoft Dynamics and solve problems easily About This Book • Customize, configure, and extend the vanilla features of Dynamics 365 to deliver bespoke CRM solutions fit for any organization • Implement business logic using point-and-click configuration, plugins, and client-side scripts with MS Dynamics 365 • Built a DevOps pipeline as well as Integrate Dynamics 365 with Azure and other platforms Who This Book Is For This book is for developers, administrators, consultants, and power users who want to learn about best practices when extending Dynamics 365 for enterprises. You are expected to have a basic understand of the Dynamics CRM/365 platform. What You Will Learn • Customize, configure, and extend Microsoft Dynamics 365 • Create business process automation • Develop client-side extensions to add features to the Dynamics 365 user interface • Set up a security model to securely manage data with Dynamics 365 • Develop and deploy clean code plugins to implement a wide range of custom behaviors • Use third-party applications, tools, and patterns to integrate Dynamics 365 with other platforms • Integrate with Azure, Java, SSIS, PowerBI, and Octopus Deploy • Build an end-to-end DevOps pipeline for Dynamics 365 In Detail Microsoft Dynamics 365 is a powerful tool. It has many unique features that empower organisations to bridge common business challenges and technology pitfalls that would usually hinder the adoption of a CRM solution. This book sets out to enable you to harness the power of Dynamics 365 and cater to your unique circumstances. We start this book with a no-code configuration chapter and explain the schema, fields, and forms modeling techniques. We then move on to server-side and client-side custom code extensions. Next, you will see how best to integrate Dynamics 365 in a DevOps pipeline to package and deploy your extensions to the various SDLC environments. This book also covers modern libraries and integration patterns that can be used with Dynamics 365 (Angular, 3 tiers, and many others). Finally, we end by highlighting some of the powerful extensions available. Throughout we explain a range of design patterns and techniques that can be used to enhance your code quality; the aim is that you will learn to write enterprise-scale quality code. Style and approach This book takes a recipe-based approach, delivering practical examples and use cases so that you can identify the best possible approach to extend your Dynamics 365 deployment and tackle your specific business problems.