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Lifecycle Investing: A New, Safe, and Audacious Way to Improve the Performance of Your Retirement Portfolio
by Ian Ayres Barry NalebuffDiversification provides a well-known way of getting something close to a free lunch: by spreading money across different kinds of investments, investors can earn the same return with lower risk (or a much higher return for the same amount of risk). This strategy, introduced nearly fifty years ago, led to such strategies as index funds. What if we were all missing out on another free lunch that&’s right under our noses? In Lifecycle Investing, Barry Nalebuff and Ian Ayres—two of the most innovative thinkers in business, law, and economics—have developed tools that will allow nearly any investor to diversify their portfolios over time. By using leveraging when young—a controversial idea that sparked hate mail when the authors first floated it in the pages of Forbes—investors of all stripes, from those just starting to plan to those getting ready to retire, can substantially reduce overall risk while improving their returns. In Lifecycle Investing, readers will learnHow to figure out the level of exposure and leverage that&’s right for youHow the Lifecycle Investing strategy would have performed in the historical marketWhy it will work even if everyone does itWhen not to adopt the Lifecycle Investing strategy Clearly written and backed by rigorous research, Lifecycle Investing presents a simple but radical idea that will shake up how we think about retirement investing even as it provides a healthier nest egg in a nicely feathered nest.
Army of God: Joseph Kony's War in Central Africa
by David Axe Tim HamiltonJoseph Kony is the most dangerous guerilla leader in modern African history.It started with a visit from spirits. In 1991, Kony claimed that spiritual beings had come to him with instructions: he was to lead his group of rebels, the Lord's Resistance Army, in a series of brutal raids against ordinary Ugandan civilians. Decades later, Kony has sown chaos throughout Central Africa, kidnapping and terrorizing countless innocents—especially children. Yet despite an enormous global outcry, the Kony 2012 movement, and an international military intervention, the carnage has continued. Drawn from on-the-ground reporting by war correspondent David Axe and starkly illustrated by Tim Hamilton, Army of God is the first-ever graphic account of the global phenomenon surrounding Kony—from the devastation he has left behind to the long campaign to defeat him for good.
Crispin: At the Edge of the World (Crispin)
by AviIn this riveting sequel to the Newbery-Award winning Crispin: The Cross of Lead--the second book in a planned trilogy--Avi explores themes of war, religion, and family as he continues the adventures of Crispin and Bear.The more I came to know of the world, the more I knew I knew it not.He was a nameless orphan, marked for death by his masters for an unknown crime. Discovering his name- Crispin-only intensified the mystery. Then Crispin met Bear, who helped him learn the secret of his full identity. And in Bear-the enormous, red-bearded juggler, sometime spy, and everyday philosopher-Crispin also found a new father and a new world.Now Crispin and Bear have set off to live their lives as free men. But they don't get far before their past catches up with them: Bear is being pursued by members of the secret brotherhood who believe he is an informer. When Bear is badly wounded, it is up to Crispin to make decisions about their future-where to go, whom to trust. Along the way they become entangled with an extraordinary range of people, each of whom affects Crispin and Bear's journey in unexpected ways. To find freedom and safety, they may have to travel to the edge of the world-even if it means confronting death itself.
Cruel Crown: Two Red Queen Short Stories (Red Queen Novella Ser.)
by Victoria AveyardIn a world divided by blood - Red or Silver - two women tell the stories no one else knows.For Coriane of House Jacos, love comes at a terrible cost. In a secret diary, she recounts her heady courtship with the heir to the Silver throne, Prince Tiberias, and the dangers that lurk at the heart of the royal court.Captain Farley is at the forefront of the Red rebellion. As she plans an attack on the Silver capital, she discovers a secret that could sway the balance of power for ever.Two gripping stories. One fight for justice.Red vs Silver.Contains an extract from GLASS SWORD, the second novel in the Red Queen series.
Glass Sword: Red Queen Book 2 (Red Queen #2)
by Victoria AveyardThe second novel in the #1 bestselling RED QUEEN series by Victoria Aveyard.I WAS BORN TO KILL A KING, TO END A REIGN OF TERROR BEFORE IT CAN TRULY BEGIN.If there's one thing Mare Barrow knows, it's that she's different.Mare's blood is red - the colour of common folk - but her Silver ability, the power to control lightning, has turned her into a weapon that the royal court wants to control.Pursued by the vengeful Silver king, Mare sets out to find and recruit other Red-and-Silver fighters to join the rebellion.But Mare finds herself on a deadly path, at risk of becoming exactly the kind of monster she is trying to defeat. Will she shatter under the weight of the lives that are the cost of rebellion? Or have treachery and betrayal hardened her forever?_________________________________Read the international bestselling RED QUEEN series in full:Book 1: RED QUEENBook 2: GLASS SWORDBook 3: KING'S CAGEBook 4: WAR STORMBook 5: BROKEN THRONE (AN EXCLUSIVE RED QUEEN COLLECTION)
Anything But Ordinary
by Lara AveryBryce remembers it like it was yesterday. The scent of chlorine. The blinding crack and flash of pain. Blood in the water. When she wakes up in the hospital, all Bryce can think of is her disastrous Olympic diving trial. But everything is different now. Bryce still feels seventeen, so how can her little sister be seventeen, too? Life went on without her while Bryce lay in a coma for five years. Her best friend and boyfriend have just graduated from college. Her parents barely speak. And everything she once dreamed of doing?winning a gold medal, traveling the world, falling in love?seems beyond her reach. But Bryce has changed too, in seemingly impossible ways. She knows things she shouldn't. Things that happened while she was asleep. Things that haven't even happened yet. During one luminous summer, as she comes to understand that her dreams have changed forever, Bryce learns to see life for what it truly is: extraordinary.
Pride and Prejudice: The Story Grid Edition
by Jane Austen Tony Tanner Vivien JonesWhen Elizabeth Bennet first meets eligible bachelor Fitzwilliam Darcy, she thinks him arrogant and conceited; he is indifferent to her good looks and lively mind. When she later discovers that Darcy has involved himself in the troubled relationship between his friend Bingley and her beloved sister Jane, she is determined to dislike him more than ever. In the sparkling comedy of manners that follows, Jane Austen shows the folly of judging by first impressions and superbly evokes the friendships,gossip and snobberies of provincial middle-class life.
Pride and Prejudice: Pride And Prejudice Is A Classic 1813 Romantic Novel Of Manners Written By Jane Austen
by Jane AustenIt is a truth universally acknowledged, that a single man in possession of a good fortune, must be in want of a wife.At least Mrs Bennet is determined that this is the case, but as she pushes her five daughters at every matrimonial prospect, not every encounter goes to plan . . .This classic full of wit, humour and romance gets a whole new look with a gorgeous cover by Emily Sutton.
Pride and Prejudice: Pride And Prejudice Is A Classic 1813 Romantic Novel Of Manners Written By Jane Austen (The Complete Jane Austen Collection #4)
by Jane Austen“It is a truth universally acknowledged, that a single man in possession of a good fortune, must be in want of a wife.” When two wealthy gentlemen move into town, Mrs Bennet is delighted. Elizabeth, on the other hand, is determined to resist her mother’s ambition to marry her off to the richest match she can find. First impressions can be misleading though, and the Bennet sisters soon realise that the pursuit of true love is rarely simple. Discover Jane Austen's famous novels Sense and Sensibility, Pride and Prejudice, Mansfield Park, Emma, Northanger Abbey and Persuasion.
Pride and Prejudice: Jane Austen Children's Stories (Easy Classics) (Jane Austen Children's Stories (Easy Classics) #4)
by Jane AustenMrs Bennet is desperate to find rich husbands for her daughters, so the arrival of a charming new neighbour is welcome indeed. Sadly, the friend he brings with him is not. Mr Darcy seems to have even more pride than money. Nobody likes him - least of all Elizabeth Bennet. But not everyone is who they seem.
Pride and Prejudice: Mary's Story
by Jane Austen'I had not known you a month before I felt that you were the last man in the world whom I could ever be prevailed on to marry.' Romance, misunderstandings, finding Mr Right and finding out who's Mr Wrong - Pride and Prejudice is as relevant today as it has ever been. It's the enchanting and enduring story of Lizzy Bennet (one of literature's most engaging heroines), proud Mr Darcy, of true love, families, villains and heroes and of course, pride and prejudice.
The Confessions of St. Augustine (Dover Thrift Editions)
by St. AugustineMore than an autobiography, The Confessions of St. Augustine is one of the most influential religious books in the Christian tradition. A great work of Western literature, it recalls crucial events and episodes in the author's life, in particular, life with his devoutly Christian mother and his origins in rural Algeria in the mid-fourth century A.D.; the rise to a lavish life at the imperial court in Milan; his struggle with sexual desires; eventual renunciation of secular ambitions and marriage; and recovery of his Catholic faith.This intensely personal narrative — among the first in which self-analysis was used to describe spiritual and emotional experiences — provides a detailed, classic recounting of one man's internal struggles and religious conversion. The book will be useful to anyone interested in the impact made by one of the foremost leaders in the development of Christian thought.
The Black Flamingo
by Dean Atta'I loved every word' - Malorie Blackman 'Atta's bold verse novel calls to its readers to find their own blazing, performative inner truth' - Guardian A boy comes to terms with his identity as a mixed-race gay teen - then at university he finds his wings as a drag artist, The Black Flamingo. A bold story about the power of embracing your uniqueness. Sometimes, we need to take charge, to stand up wearing pink feathers - to show ourselves to the world in bold colour. 'I masquerade in makeup and feathers and I am applauded.'SHORTLISTED FOR THE BOOKS ARE MY BAG READER AWARDS 2019
Foundation: Stories In Honor Of Isaac Asimov (Foundation Ser. #1)
by Isaac AsimovWINNER OF THE HUGO AWARD FOR BEST ALL-TIME SERIES The Foundation series is Isaac Asimov’s iconic masterpiece. Unfolding against the backdrop of a crumbling Galactic Empire, the story of Hari Seldon’s two Foundations is a lasting testament to an extraordinary imagination, one whose unprecedented scale shaped science fiction as we know it today.
The Code: The 5 Secrets of Teen Success (Megan Tingley Books)
by Mawi AsgedomOvercoming a childhood beset by civil war in East Africa and living on welfare in Chicago, the author grew up to attend Harvard on scholarship. Asgedom shares his experiences, insights, and five proven secrets that will help teens succeed in high school and beyond.
Of Beetles and Angels: A Boy's Remarkable Journey from a Refugee Camp to Harvard
by Mawi AsgedomRead the remarkable true story of a young boy's journey from civil war in east Africa to a refugee camp in Sudan, to a childhood on welfare in an affluent American suburb, and eventually to a full-tuition scholarship at Harvard University. Following his father's advice to "treat all people-even the most unsightly beetles-as though they were angels sent from heaven," Mawi overcomes the challenges of language barriers, cultural differences, racial prejudice, and financial disadvantage to build a fulfilling, successful life for himself in his new home. Of Beetles and Angels is at once a harrowing survival story and a compelling examination of the refugee experience. With hundreds of thousands of copies sold since its initial publication, and as a frequent selection as one book/one school/one community reads, this unforgettable memoir continues to touch and inspire readers. This special expanded fifteenth anniversary edition includes a new introduction and afterword from the author, a discussion guide, and more.
100 Plus: How the Coming Age of Longevity Will Change Everything, From Careers and Relationships to Family and
by Sonia ArrisonHumanity is on the cusp of an exciting longevity revolution. The first person to live to 150 years has probably already been born. What will your life look like when you live to be over 100? Will you be healthy? Will your marriage need a sunset clause? How long will you have to work? Will you finish one career at sixty-five only to go back to school to learn a new one? And then, will you be happily working for another sixty years? Maybe you&’ll be a parent to a newborn and a grandparent at the same time. Will the world become overpopulated? And how will living longer affect your finances, your family life, and your views on religion and the afterlife? In 100 Plus, futurist Sonia Arrison takes us on an eye-opening journey to the future at our doorsteps, where science and technology are beginning to radically change life as we know it. She introduces us to the people transforming our lives: the brilliant scientists and genius inventors and the billionaires who fund their work. The astonishing advances to extend our lives—and good health—are almost here. In the very near future fresh organs for transplants will be grown in laboratories, cloned stem cells will bring previously unstoppable diseases to their knees, and living past 100 will be the rule, not the exception. Sonia Arrison brings over a decade of experience researching and writing about cutting-edge advances in science and technology to 100 Plus, painting a vivid picture of a future that only recently seemed like science fiction, but now is very real. 100 Plus is the first book to give readers a comprehensive understanding of how life-extending discoveries will change our social and economic worlds. This illuminating and indispensable text will help us navigate the thrilling journey of life beyond 100 years.
Not by Chance Alone: My Life as a Social Psychologist
by Elliot AronsonHow does a boy from a financially and intellectually impoverished background grow up to become a Harvard researcher, win international acclaim for his groundbreaking work, and catch fire as a pioneering psychologist? As the only person in the history of the American Psychological Association to have won all three of its highest honors-for distinguished research, teaching, and writing- Elliot Aronson is living proof that humans are capable of capturing the power of the situation and conquering the prison of personality.A personal and compelling look into Aronson's profound contributions to the field of social psychology, Not by Chance Alone is a lifelong story of human potential and the power of social change.
What Girls Are Made Of (Fiction -- Young Adult Ser.)
by Elana K. ArnoldNina's mother always told her that love there's no such thing as unconditional love. Now Nina will do anything for the boy she loves, to prove she's worthy of him. But when he breaks up with her, Nina is lost. What is she, if not a girlfriend? Broken-hearted, Nina tries to figure out what the conditions of love are, and what she's really made of.A powerful and unflinching novel that explores what young women really think and feel about relationships, What Girls Are Made Of is for anyone who has ever had to pick up the pieces of their heart and rebuild it.
Kids of Appetite
by David ArnoldKIDS OF APPETITE by David Arnold is a tragicomedy of first love and devastating loss for fans of Rainbow Rowell and Jennifer Niven. In the Hackensack Police Department, Vic Benucci and his friend Mad are explaining how they found themselves wrapped up in a grisly murder. But in order to tell that story, they have to go way back... It all started when Vic's dad died. Vic's dad was his best friend, and even now, two years later, he can't bring himself to touch the Untouchable Urn of Oblivion that sits in his front hall. But one cold December day, Vic falls in with an alluring band of kids that wander his New Jersey neighbourhood, including Mad, the girl who changes everything. Along with his newfound friendships comes the courage to open his father's urn, the discovery of the message inside, and the epic journey it sparks.
BCS Glossary of Computing
by Arnold, Burdett; Dan, Bowen; Diana, Butler; Aline, Cumming; Frank, Hurvid; Adrian, Jackson; John, Jaworski; Percy, Mett; Thomas, Ng; Penny, Patterson; Marianne, Scheer; Hazel, Shaw; Alfred, Vella; John, Woollard; David, Fuller;The BCS Glossary is the most authoritative and comprehensive work of its kind on the market today. This unrivalled study aid and reference tool has newly updated entries and is divided into themed sections making it more than just a list of definitions. Written in a style that is easily accessible to anybody with an interest in computing, it is specifically designed to support those taking computer courses or courses where computers are used, including GCSE, A-Level, ECDL and 14-19 Diplomas in Functional Skills in schools and further education colleges.
The Awakening: Number 2 in series (Darkest Powers #2)
by Kelley ArmstrongChloe Saunders used to be a normal teenage girl - or so she thought. Then she learned the shocking truth - she is a walking science experiment. Genetically altered at birth by a sinister group of scientists known as the Edison Group, Chloe is an aberration - a powerful necromancer who can see ghosts and even raise the dead, often with terrifying consequences. Even worse, her growing powers have made her a threat to the surviving members of the Edison Group, who have decided it's time to end their experiment - permanently . . .Now Chloe is running for her life with three other supernatural teenagers - a charming sorcerer, a troubled werewolf and a temperamental young witch. Together they have a chance for freedom - but can Chloe trust her new friends?
The Masked Truth
by Kelley ArmstrongThey want her dead - but this time, she won't hide.A few months ago, Riley Vasquez was caught up in a horrific murder. Now everyone around her thinks she's a hero. Riley isn't so sure. Meanwhile British army brat Max Cross is suffering under the shadow of a life-altering diagnosis he doesn't dare reveal.The last thing either of them wants is to spend a weekend away at a therapy camp alongside five other teens with 'issues'. But that's exactly where they are when three masked men burst in to take the group hostage. The building has no windows. The exits are sealed shut. Their phones are gone. And their captors are on a killing spree. Riley and Max know that if they can't get out, they'll be next. They'll have to work together - but first they'll have to trust each other with their deepest secrets.
Missing
by Kelley ArmstrongReeve's End is the kind of place every kid can't wait to escape. Each summer, a dozen kids leave and at least a quarter never come back. Winter Crane doesn't blame them - she plans to do the same in another year. She'll leave behind the trailer park, and never look back. All she has to do is stay out of trouble. But then she has a chance encounter with a boy called Lennon, injured and left for dead in the woods. Her discovery has Winter questioning everything she thought she knew about her sleepy town. And when Lennon vanishes and his brother Jude comes looking for him, things take a sinister turn. Someone wants Winter out of the picture. Can she trust Jude? Or will he deliver them both into the hands of a stalker?
Let's Learn to Fish!: Everything You Need to Know to Start Freshwater Fishing
by Dan ArmitageIn this exciting introduction to freshwater fishing, fishing expert Dan Armitage teaches kids about the best bait and tackle, how to rig a rod, cast a line, and reel in their first fish. Grab a fishing rod and head out to a nearby stream or lake for a fishing adventure! In this skills-based book, kids ages 6 and up go on a fishing trip, led by author and fishing guide Dan Armitage of the Kids' Fishing Fun Program, and learn essential techniques, facts, and tips to learn how to fish and catch a big one! Step-by-step color photography shows everything kids need, the best beginner bait and tackle, key fishing skills such as rigging, casting, and reeling in fish, and tips on where to fish for crappies, bass, catfish, perch, trout, and more. Kids record fishing adventures in the log at the back of the book. The skills teach fun fishing know-how, connect kids to nature, and foster independence and self-reliance.