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Key Management Ratios: How To Analyse, Compare And Control The Figures That Drive Company Value (Financial Times Series)
by Ciaran WalshWith over 33,000 copies sold, Key Management Ratios is a market “classic”. This new edition is re-packaged with a new jacket design to revitalise the Key Management brand and new two-colour internals make it more readable and visually appealing. Key Management Ratiosis an antidote to any fear of finance. Drawing data from 200 companies worldwide, the book brings clarity and simplicity to its explanation of every measure and shows how they all link together to drive your business. From cash flow and profit to ROI and ROTA, its unique approach remains as classic as ever, bringing a simple and visual understanding to a complex subject.
Changeability: Changeability: Why some companies are ready for change - and others aren't (Financial Times Series)
by Michael JarrettAre you falling behind your competitors? Are you too slow getting your products to market? Are your overheads too high? These are just some of the challenges that companies face. However, initiating successful change strategies is far from easy. 70% of all change programmes fail. This book shows how you can make sure that when change happens (and it frequently does) your company is ready for it. Shareholders want to see change take effect immediately, as each day’s delay can cost them money or lose them market share, while staff are often suspicious of change, wondering what’s in it for them. How do you make sure the change you want happens successfully, that it has everyone’s support, and how do you make it stick? The only way to walk this tightrope without falling off is to leave behind the old models and adapt a new practice of change management. Michael Jarrett draws on established research, case examples and his own wide consulting experience to illustrate that current models of step change are largely doomed to failure and proposes a new framework that aligns both the internal and external dynamics of change. In a refreshingly clear and practical approach, Changeability points to a new route to successful change which uses a balanced approach taking account of the four key levers of change. First, take the online diagnostic test to benchmark your organisation against others in terms of your ability to change and to assess your relative strengths and weaknesses. Then use the tools, methods and techniques outlined by Jarrett to develop winning change strategies customised for your company. There are four main groups of strategies, depending upon your situation - so choose the one that’s right for you and open the door to accelerated and sustainable change.
Anesthesia and Analgesia for Veterinary Technicians and Nurses - E-Book: Anesthesia and Analgesia for Veterinary Technicians and Nurses - E-Book
by John Thomas Phillip LercheMaster the veterinary technician's role as a veterinary anesthetist! Covering the principles of animal anesthesia and pain management, Anesthesia and Analgesia for Veterinary Technicians and Nurses, 6th Edition is the definitive guide to the latest drugs, techniques and protocols, and anesthetic equipment. Clear guidelines to anesthesia administration include pre-anesthetic preparation of the patient, induction procedures, the monitoring of patients' vital signs during the anesthetic period, and postoperative care. Written by expert educators John A. Thomas and Philip Lerche, this trusted text prepares you for success in the classroom and on the Veterinary Technician National Exam (VTNE). - Comprehensive coverage of dogs, cats, horses, cattle, camelids, and swine makes this an excellent resource for veterinary students and technicians. - Illustrated, step-by-step guidelines to common procedures include patient preparation, IV catheter placement, anesthetic induction techniques, endotracheal intubation, anesthetic maintenance techniques, and anesthetic recovery. - Two large-animal anesthesia chapters cover pain management and anesthetic techniques for equine, ruminant, camelid, and swine patients. - Reference tables and boxes provide quick access to fluid administration rates, properties of anesthetic drugs, oxygen flow rates, anesthetic protocols, normal and abnormal monitoring parameters, and more. - Learning features include chapter outlines, learning objectives, key terms, Technician Notes, key points, review questions, and suggested readings. - Glossary at the end of the text makes it easy to look up definitions of terms. - NEW! Content on anesthetic practices used to improve patient outcomes includes anesthetic safety checklists, anxiolysis, minimization of anatomical dead space, and administration of constant rate infusions. - NEW! Updates reflect the latest advances in veterinary anesthesia and analgesia including new fasting recommendations, drugs, equipment, and anesthetic protocols. - NEW! Expanded coverage includes equipment care and sanitation, management of hypothermia, and local anesthetic techniques used to provide analgesia. - NEW! Updated practice guidelines provide the basis for anesthesia information, including the 2022 AAHA Pain Management Guidelines for Dogs and Cats and the 2020 AAHA Anesthesia and Monitoring Guidelines for Dogs and Cats. - NEW! Revised and additional reference tables and charts enhance their ease of use for routine tasks such as calculation of IV fluid administration rates and oxygen flow rates, and interpretation of monitoring data.
Financial Times Guide to Investing for Income, The: Grow Your Income Through Smarter Investing (The FT Guides)
by David StevensonFinancial Times Guide to Income Investing is the complete reference guide for all investors wanting their shares and investments to provide market beating — and continuous — income. This book provides you with the necessary tools of the trade so you can work out the best strategy to follow guiding you through the mainstream, and not so mainstream, investment vehicles. Beginning with an introduction describing the basics of risk, return, volatility, structure, inflation and investing, the book introduces the simplest and safest products and funds before moving on to those higher risk strategies that will pay the highest income.
Brilliant Copywriting: How to craft the most interesting and effective copy imaginable (Brilliant Business Ser.)
by Roger HorberryIf you’ve ever struggled to craft a persuasive message that really hits the spot you’ll know it’s harder than it looks. Wouldn’t it be helpful to have an expert on hand to give you tips and tricks? Someone who could pass on their knowledge and know-how? Someone who told you how the professionals really do it? Well, that’s exactly what this book does for aspiring copywriters. Think of it as a rocket-assisted launch for your writing career. Brilliant Copywriting is packed with practical techniques to help anyone who works with words to improve their writing. It lifts the lid on the world of professional copywriting to reveal the trade secrets of top-notch practitioners. It’s the book every copywriter wants when they start out, full of facts, details and insights that normally take years to acquire. It will also be invaluable for anyone who works with words in pretty much any industry.
Secrets of Success in Coaching ebook: 12 ways to excel as a coach
by Mick CopeSecrets of Success in Coaching will bring a breath of fresh air to a subject dominated by case-driven and model-based scenarios. It seeks to demystify and open up the coaching practise and provide tried, tested and solid ways for any coach to develop their skills. Packed full of essential core skills, plain facts and essential tips, tricks and advice all learnt from years of experience, it’s simple to follow, easy to understand and everything is delivered in a friendly and very accessible way. As a method of training, directing and developing people, coaching continues to increase in popularity and is one of the most common tools used to help people improve their professional and private lives. At last, here’s a book that strips away the usual complicated and unwieldy approaches and leaves just the golden nuggets, the insider knowledge and the real secrets of success; everything you really need to know to be the best coach you can be.
How to Make an IMPACT: Influence, Inform And Impress With Your Reports, Presentations And Business Documents (Financial Times Series)
by Jon MoonClear information shows clear thinking, and clear thinking informs, influences and impresses. How often do you stare at uninviting and confusing presentations, notes, reports and information packs and get nothing out of them? It doesn’t have to be like this. We could all produce amazingly clear work that has incredible impact – if only we knew how. This book shows you how. It is full of ideas, tips and principles that are simple and easy to implement, yet brilliantly effective.You will never look at a business document in the same way again. And your work will impress the people that matter and get the results you want. It guides you through the most effective ways of using all forms of presenting information - tables, charts, slides, flowcharts, etc. Moon also introduces the new WiT (Words in Tables) approach to give impact to your message on all documents and slides. “I love Jon’s work. His tips are hugely useful, his WiT fantastic and ground-breaking, and his book essential reading. If you want to enhance your sales tenders, pitches and slides – if you want to win more business – get into Jon’s stuff. It’s really, really good.” Gavin Duffy, a Dragon on Ireland’s “Dragons’ Den”, top media coach and economics columnist with the Irish Sunday Independent "Every once in a while, simple ideas change business forever - this book is full of such ideas. A must-read if you want to do something about all those impenetrable reports, slides and information packs. This book has all the answers and will redefine how you think about business documents." Dominic Burke, Chief Executive, Jardine Lloyd Thompson Group plc. "This is a vital topic that has been sorely neglected. Jon’s book changes that. It is crammed with new ideas that are creative, thoughtful, yet practical and relevant for all disciplines of business. Essential reading for everyone in business! " Dr Jikyeong Kang, Professor of Marketing and Director of MBA Programmes, Manchester Business School. "I’ve seen Jon’s talk and his ideas are full of originality and wisdom. Many ideas are stunningly simple, others are mould breaking. He takes preconceived thinking and turns it on his head. Your business reporting will never be the same again. " Michael Izza, Chief Executive ICAEA.
Fast Projects: Project Management When Time Is Short
by Fergus O'ConnellWe are all faced with projects going off the rails, veering far from what we initially set out to do, costing ten times as much and taking far too long to complete - this is just part of everyday working life. Honing our general skills in project management seems like the obvious answer, but Fast Projects promises a quicker and easier solution - cutting the time to get projects done in the first place. Learning to operate within a short schedule not only cuts costs and improves revenue and cash flow, but it also sets you aside as a sharper and slicker operation. How to build, shorten and execute a realistic plan in the shortest time possible is covered in detail along with a specific focus on ensuring you have clearly defined goals and are making accurate project predictions with a successful tracking progress. Using worked examples and tried and tested techniques, Fast Projects is your practical guide to ensuring projects not only succeed, but are delivered early. If you want to get the most out of your team and take control of your workload, resources and time, this book is for you.
Brody's Human Pharmacology - E-Book: Brody's Human Pharmacology - E-Book
by Lynn Wecker Susan L. IngramBrody's Human Pharmacology is a well-established and much-loved textbook that guides students of medicine, pharmacology and other health professions through pharmacology from both basic and clinical perspectives. What can be a very difficult and complex topic is divided into easily digestible chapters, each of which is clearly structured from a therapeutic overview to mechanisms of action, relationships to clinical responses, pharmacokinetics, pharmacovigilance, new developments, and clinical relevance for all health professionals. - Contains all the essential aspects of pharmacology – suitable for exam preparation - Full color illustrations explain important processes and color-coded boxes enhance understanding - Therapeutic overviews, clinical problems and trade names – everything you need to know - Self-assessment questions and further reading to reinforce learning - Current developments for each class of drugs and how information relates to students in the healthcare professions bring learning to life - Updated content throughout - Pharmacodynamics chapter revised to include discussions of positive and negative allosteric modulators, as well as biased agonism - Pharmacogenetics chapter considers genetic variations and their relationship to drug responses - Section on cancer drugs revised to reflect major advances - New chapter on immunological and cell-based therapies
Get Up to Speed with Online Marketing: How to use websites, blogs, social networking and much more (Financial Times Ser.)
by Jon ReedIf you want to grow your business, how do you get the word out about your product or service? By going where your market is – and these days, that’s online. This step-by-step guide to online marketing is straightforward, easy to understand and demonstrates simple, affordable and effective ways to: Design your website – how to create a site and make sure your customers can find it Use social media to your advantage – how to reach your market on Facebook, Twitter, LinkedIn, Pinterest, Google+, Instagram and more Create engaging online content – how to publish valuable, interesting and sharable content for your blog, podcast and website Develop an online marketing plan – build your customised plan and measure your results Covering every major online platform, and some smaller ones too, Get Up to Speed with Online Marketing will show you exactly how to maximise each one and develop a cohesive, effective online strategy with a limited budget, or even for free! The full text downloaded to your computer With eBooks you can: search for key concepts, words and phrases make highlights and notes as you study share your notes with friends eBooks are downloaded to your computer and accessible either offline through the Bookshelf (available as a free download), available online and also via the iPad and Android apps. Upon purchase, you'll gain instant access to this eBook. Time limit The eBooks products do not have an expiry date. You will continue to access your digital ebook products whilst you have your Bookshelf installed.
One Page CV, The: Create your own high impact CV. Clever, clear, and comprehensive. Get noticed and beat the competition.
by Paul HichensSix seconds – that’s how long your CV will be considered before it’s consigned to the bin forever. If you don’t grab attention quickly, you’ll be rejected without a second thought. Your CV must be high impact, concise and optimised if it’s to do its job, and The One Page CV shows you exactly how to do it. It’s proven to work. It’s tried and tested. It’s written by an expert. Avoid the pitfalls that your competition will be making Transform your CV into a targeted, high-impact, job-winning tool Spotlight your professional skills, qualifications and experience Write smartly and persuasively so employers want to read your CV Remember – you’ve got six seconds. That’s all. Why waste it? The full text downloaded to your computer With eBooks you can: search for key concepts, words and phrases make highlights and notes as you study share your notes with friends eBooks are downloaded to your computer and accessible either offline through the Bookshelf (available as a free download), available online and also via the iPad and Android apps. Upon purchase, you'll gain instant access to this eBook. Time limit The eBooks products do not have an expiry date. You will continue to access your digital ebook products whilst you have your Bookshelf installed.
Netter's Infectious Diseases - E-Book: Netter's Infectious Diseases - E-Book (Netter Clinical Science)
by Elaine C. Jong Dennis L. StevensWidely used by students, residents, generalists, and specialists, Netter's Infectious Diseases, 2nd Edition delivers must-know information on infectious diseases in a highly illustrated, easily accessible format. Concise visual overviews of essential topics provide a convenient, trustworthy way to review the basics of a given infectious disease or issue or to share with patients or staff. Drs. Elaine Jong and Dennis Stevens cover the wide spectrum of illness and disease in this complex field using memorable illustrations by world-renowned artist Frank H. Netter and others, offering a time-saving, authoritative look at infectious disease risk factors, clinical presentations, pathophysiology, and more. - Covers major conditions and problems such as vaccine-preventable diseases, drug-resistant staph, community acquired pneumonia, surgical infections, pyelonephritis, viral hepatitis, and sexually transmitted infections—and provides updated approaches to diagnosis, treatment, prevention, and standards of care. - Includes new clinical vignettes added to most chapters - Provides updated and expanded coverage of emerging infectious diseases such as multidrug resistant tuberculosis (MDR-TB), neuroangiostrongyliasis (rat lungworm disease), Ebola virus, Severe Acute Respiratory Disease (SARS), Middle East Respiratory Syndrome (MERS), Coronavirus Infectious Disease-2019 (COVID-19), and novel influenza viruses including public health concerns. - Covers vector-borne diseases including malaria, yellow fever, Zika infections and congenital Zika syndrome, West Nile fever, Lyme disease, tick-borne encephalitis, and Chagas disease plus others. - New chapters on travelers' diarrhea, cholera, and primary amebic meningoencephalitis debut in the section on international travel and outdoor activities. - Contains memorable parasite life cycles and unforgettable parasite infection clinical vignettes. - Features unparalleled illustrations by Drs. Frank H. Netter, Carlos Machado, and others, as well as radiologic images. - Provides 24 printable patient education brochures in the digital ebook.
Psychobabble: Exploding the Myths of the Self Help Generation
by Stephen BriersExposing the self-help myths that make us all more miserable. This is what your psychologist would really tell you–if he thought you could handle it! This is the kick up the backside the self-help genre needs: an intelligent, provocative and thought-provoking expose of the modern myths that we’re told make us happier, but in reality screw us up. Clinical psychologist, Dr Stephen Briers shines a light into the dark corners of self-help and explodes the myths, false hopes, quack philosophies and unrealistic expectations it routinely advocates. It is a refreshing antidote to the `same old same old’ approaches, offering a radical re-think of the way we approach problems in our lives, offering empowering new perspectives and expert advice on avoiding the biggest life traps. Dr Briers questions the perceived wisdom, shakes up the status quo, and encourages us to think again. The full text downloaded to your computer With eBooks you can: search for key concepts, words and phrases make highlights and notes as you study share your notes with friends eBooks are downloaded to your computer and accessible either offline through the Bookshelf (available as a free download), available online and also via the iPad and Android apps. Upon purchase, you'll gain instant access to this eBook. Time limit The eBooks products do not have an expiry date. You will continue to access your digital ebook products whilst you have your Bookshelf installed.
Financial Times Guide to How the Stock Market Really Works, The: An Insider's Guide (The\ft Guides)
by Leo GoughThe Financial Times Guide to How the Stock Market Really Works is an introduction to the complex world of the financial markets. Whether you are new to investing, or already have a share portfolio, this is an intelligent guidebook will guide you safely through the often confusing world of investing. Written especially for the ordinary investor, it will provide you with the key strategies you need to make money on the stock market.
Brilliant Workshops: How To Deliver Effective Workshops To Any Audience (Brilliant Business Ser.)
by Cyrus CooperWhether running a company or working for an organisation, Brilliant Workshops will equip you with all the practical tools and effective techniques you need to run your workshop effectively. This book challenges the myths about delivering effective workshops and will give you all the essential information you need to deliver brilliant workshops to any audience. The full text downloaded to your computer With eBooks you can: search for key concepts, words and phrases make highlights and notes as you study share your notes with friends eBooks are downloaded to your computer and accessible either offline through the Bookshelf (available as a free download), available online and also via the iPad and Android apps. Upon purchase, you'll gain instant access to this eBook. Time limit The eBooks products do not have an expiry date. You will continue to access your digital ebook products whilst you have your Bookshelf installed.
Brilliant Pitch: What To Know, Do And Say To Make The Perfect Pitch (Brilliant Business Ser.)
by Shaun VargaIn business, there is a moment when everyone has to make a pitch; it might be your own personal OK Corral, when the consequences of failure are too painful to even contemplate, but it will always be an occasion where the outcome really matters. Brilliant Pitch will equip people to tackle pitch situations (however tough), improve their own skills and, importantly, leave them enthused about the idea of pitching and looking forward to the next one. It will do so first by outlining how to approach any pitch, then how to tailor the approach in different situations. There are secrets from the masters. There are pitch stories. (Such as the agency which pitched to British Rail, and deliberately kept them waiting in reception for an hour, with bad refreshments and no explanation for the delay…) The book brings the process to life, rather than simply listing things to do. It shows readers how they, too, can become great at pitching. Brilliant outcomes: It eliminates the possibility of doing a 'bad' pitch It will help readers get the content and preparation spot on by focusing on the needs of the audience. It will help give readers tons of confidence so they’ll not only deliver brilliant pitches, but they’ll be eager to pitch time and time again.
Brilliant Retirement: Everything You Need To Know And Do To Make The Most Of Your Golden Years (Brilliant Lifeskills Ser.)
by Nic PeelingRetirement is a time ripe with exciting possibilities that offer fresh choices and the opportunity for a brand new start. Expectations are high now that you have the time and the resource to finally fulfil some long-held wishes and you can now start living the kind of life you’ve always dreamed of. But retirement is also a time of huge adjustment, both financially and emotionally. All those supposedly life-changing opportunities and choices can, in reality, seem confusing and overwhelming; you’ve lost your previous professional identity and the prospect of those long, empty days can appear daunting, dull and depressing. So how do you make sure that your retirement turns out to be everything you’ve always hoped it would be? Brilliant Retirement will help you weigh-up and clearly think through all the opportunities and possibilities that retirement is likely to present and will show you how to plan and prepare so you can approach and live out your retirement with confidence. Deciding when to retire is the first step and these days the choices available are more diverse than ever. Reduced hours, voluntary work, flexible working and career changes are just some of the alternatives to simply stopping work. But how do you choose which, and when, is right for you? Brilliant Retirement will explain all the options, helping you make reasoned and well-informed decisions. Financial concerns are a big consideration and often at the top of any retiree’s list. So Brilliant Retirement will help you assess your current and future financial position to make sure it is healthy and robust enough to cope with the likely demands of retirement. A fit mind and body are vital and this book offers a wealth of advice on remaining physically fit and mentally sharp so you can enjoy a long, happy and fulfilling retirement. How do you fill and make the most of all that extra time you’ll suddenly have? And how do you manage and adjust to the inevitable changes you will experience in your relationships? Brilliant Retirement will explain what may happen and why, it’ll describe the pitfalls to avoid and show you how to make some small changes that will ensure all remains fine on the home front. This book is the culmination of one retired man's mission to bring together everything he wishes he had known when he was retiring; all the information and advice he was unable find when he needed it most. The result is an enlightening, informative and practical combination of personal experiences and the latest research which will help you to make your retirement the best, most happy and most fulfilling time of your life.
Leader's Guide to Managing People, The: How to Use Soft Skills to Get Hard Results (The\leader's Guide Ser.)
by Mike Brent Fiona Dent'A very valuable resource for busy leaders to dip in and out of as time allows.' - Dr Mark Pegg, Chief Executive, Leadership Foundation for Higher Education 'Clear and concise with great anecdotes and oozing with experience.' -Dr K. D. Akabusi, MBE, MA, FPSA, Executive Director, The Akabusi Company Coaching, motivating, team building and influencing are all essential tools for getting the most out of the people around you. Commonly described as ‘soft skills’, there’s nothing soft about the impact they will have on your business performance. This book is your toolkit for managing yourself, facilitating team performance and surviving and thriving in times of change. Step up your management skills now to get the business results you need.
Money Mavericks: Confessions of a hedge fund manager (Financial Times Series)
by Lars KroijerA new edition of this revealing and incisive account of the incredible inside workings of hedge funds. Shedding light on the incredible inside workings of hedge funds, this book charts the interminable rise of Holte Capital from 2002 to 2008, explaining what it was like to run a hedge fund in a period where the industry went from relative obscurity to something everyone wanted to discuss.
Mastering Derivatives Markets: A Step-by-Step Guide to the Products, Applications and Risks (The\mastering Ser.)
by Francesca Taylor"The first port of call for anyone looking to truly understand derivatives markets, appreciate the role they play within the global financial system and develop the technical knowledge to trade."Matthew Thompson, Chief Strategy & Business Development Officer, Dubai Mercantile Exchange "An essential read for anyone serious about understanding the impact of derivatives and technology on the global financial market."Kevin Thorogood, Global Head, Investment Banking/Energy Trading, Thunderhead Ltd "We have used Francesca for training on derivatives in the past. She demonstrates a passion for these markets and for learning. In a fast changing world, the combination of technical learning and practical experience that Francesca applies is helpful in keeping abreast of market developments."Rachael Hoey, Director, Business Development, CLS YOUR ESSENTIAL COMPANION TO THE DERIVATIVES MARKETS Mastering Derivatives Markets provides full up-to-the-minute explanations — with worked examples and screen shots — covering the basics of options, swaps and futures across the key asset classes: rates, currency, equity, commodity and credit. This book is relevant to anyone working within the financial markets, from the new entrant to the seasoned trader looking for updates, and to non-trading personnel working in IT, legal, compliance, risk, credit and operations. Please note that the 'look inside' feature is currently displaying the content of Mastering Derivatives Markets Third Edition, this will be updated soon. Mastering Derivatives Markets Fourth Edition has been completely revised and features new chapters on: The most up to date thinking in the market OTC clearing Regulation Benchmarking Electronic futures trading in the FX market New insights into the commodities markets Carbon trading and environmental products
Surgical Instrumentation - E-Book: Surgical Instrumentation - E-Book
by Renee NemitzWritten for surgical technologists, surgical first assistants, registered nurses, physicians, physician assistants, central service technicians, and surgical sales representatives, Surgical Instrumentation: An Interactive Approach, 4th Edition offers a level of visual clarity and realism unmatched by any other surgical instrument book. Many photos include close-up views of the instrument tip, so you can quickly discern differences between instruments. Interactive resources on the Evolve companion website allow you to view 360-degree rotations of more than 100 instruments. Also included are flash cards, timed memory exercises, Mayo stands, quizzes, and instrument sets for common procedures in various surgical specialties. - Instruments organized by category within their surgical specialty make it easy to find specific instruments. - More than 660 full-color instrument photographs with inset instrument tip photos help you learn the most common surgical instruments for all surgical procedures. - Consistent, clear, and concise instrument monographs include names, category, use, and insight. - Caution bullets detail potential hazards or concerns you must consider when using an instrument. - Surgical Setups chapter familiarizes you with common instrument setups for various procedures. - Reader-friendly layout with two instruments per page makes it easier to see the details of each instrument. - Evolve companion website offers interactive exercises, practice quizzes, flash cards, and 360-degree instrument rotations to reinforce understanding. - NEW! Basic Sterilization chapter provides comprehensive coverage of decontamination and sterilization of instruments. - NEW! Basic Operating Room Supplies and Equipment chapter familiarizes you with what you will encounter in the OR. - NEW! Additional close-up/inset photos of instruments give you a detailed way to examine and learn about instruments you'll be working with on a daily basis.
Be Your Own Financial Adviser: The Comprehensive Guide To Wealth And Financial Planning (Financial Times Ser.)
by Jonquil LoweMany people stumble through their financial life reacting to events and advice in an ad hoc way. As a result, few choose the most suitable financial products, some fall prey to misselling and many never realise their financial goals. Are you one of them? Be Your Own Financial Adviser shows you how to make sensible financial decisions without the need for expensive advice. Its accessible style, examples and case studies explain and evaluate financial products and put you firmly in control of your own financial well-being. It will advise on how to adopt the best saving, spending and investment strategies, make decisions tax-efficiently, manage risk wisely and protect and enhance your wealth. It also suggests when professional help is a good idea, and shows you how to protect yourself against misselling and get the best out of your adviser. Be Your Own Financial Adviser will show you how to: Stress-test your financial decisions Take advantage of legal tax breaks Achieve your financial goals Manage and preserve your wealth Accessing financial products and services is not difficult - there is no shortage of commercials, advertisements, direct mail, email and marketing calls to entice you to take out loans, buy insurance and invest your money. But choosing which products are right for you can be a hit and miss approach. Good financial planning requires a systematic strategy. You should start by assessing your own particular circumstances, attitudes and timescales and then work out how you can implement your strategy on a long term basis. Let Be Your Own Financial Adviser be your guide to making better financial decisions. It includes advice on the following: Financial planning Do you need an adviser? Protecting your income Providing for your family Health and care Somewhere to live Building a pension Retirement choices Saving and investing Managing your wealth Passing it on
Tricks of the Rich: How to make, grow and save money
by Paul OveryAre you ready to become rich? How do they do it - how do the rich get rich? What do they do that’s so different from the rest of us? We all do it, we slog away to make a living, after all it’s the only way… But, what if there was another way? A smarter way – a way that gives you more chance of making your dreams a reality? There is. And Paul Overy, self made millionaire and financial coach will show you how. In simple and ordinary language, Tricks of the Rich will show you how the rich make think and manage money - and how you can apply this to your financial world. Overy will reveal the key golden rules that the rich live by; you’ll learn how to invest, save tax, use banks, and borrow in a way that will rapidly improve your chances of becoming wealthy. It’s time for you to take control of your cash and gain your financial freedom. WHAT THEY KNOW. WHAT YOU NEED TO KNOW. MORTAGES: how to make money from propertyTAX AVOIDERS: ways to pay less tax CREDIT CARDS: how to borrow wisely PENSIONS: how to retire early FINANCIAL ADVISERS: use them to your advantage INTEREST RATES: haggle with your bank to get better results
York Notes AS/A2: York Notes for AS & A2 (York Notes)
by Michael Sherborne William ShakespeareTHE ULTIMATE GUIDES TO EXAM SUCCESS from York Notes - the UK's favourite English Literature Study Guides.York Notes for AS & A2 are specifically designed for AS & A2 students to help you get the very best grade you can.
Creativity Now: Get inspired, create ideas and make them happen now!
by Jurgen WolffWhatever you’re creative agenda is, use this book to instantly generate new ideas. Attractive and easy-to-use, Creativity Now provides an instant source of inspiration for times when creative stimulation runs dry. This updated edition is packed full of innovative exercises, tips, tricks, stories and inspirational examples. You will find out how to unleash endless streams of ideas on any topic and turn them into a success. Both creative in content and format, each page has been designed to give you an instant jolt of inspiration the moment you look inside. Divided into four parts, you will find help with: 1) Dreaming - getting into the state of mind to invite new ideas. 2) Originating - different ways to come up with new, exciting and innovative ideas on any topic. 3) Applying - taking action and turning ideas into reality. 3) Adapting - how others successfully realised their dream. Bonus materials, including audio and video tips are available at www.CreativityNowOnline.com