Consumer Debt and Social Exclusion in Europe

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Synopsis

This book analyses the dichotomy between the goal of social inclusion and the effect of social exclusion through over-indebtedness since 2008 in Europe. Filling a vital gap in the current literature on the effects of the financial and economic crisis, this volume puts into context academic discussion with the real-life dimension of over-indebtedness. Reports from six European countries provide socio-economic and legal information on over-indebtedness as well as the regulatory and judicial responses to the problems entailed by over-indebtedness. They form the empirical background for five analyses of different aspects of the inclusion-exclusion dichotomy. It becomes clear that in the context of credit expansion, individual over-indebtedness has turned into a social issue, which the current design of the consumer credit and mortgage system in Europe has helped to produce while disregarding the consequential danger of social exclusion.

Book details

Series:
Markets and the Law
Author:
Hans-W. Micklitz, Irina Domurath
ISBN:
9781317161257
Related ISBNs:
9781315573694, 9781472449030, 9781032098531
Publisher:
Taylor and Francis
Pages:
264
Reading age:
Not specified
Includes images:
Yes
Date of addition:
2022-12-16
Usage restrictions:
Copyright
Copyright date:
2015
Copyright by:
Hans-W. Micklitz, Irina Domurath 
Adult content:
No
Language:
English
Categories:
Business and Finance, Law, Legal Issues and Ethics, Nonfiction